ATTENTION MEMBERS: At this time, and at all times, ACFCU is here for you. Every member need is different – contact us today to find out how we can help with yours. Please click here to read the latest messages and updates from the Credit Union. We look forward to serving you virtually until the COVID-19 threat passes. Stay healthy!

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Norton Credit Union Services

Whether you need FREE checking, savings, or competitive rates on loans, credit cards, deposits, and access to over 85,000 surcharge FREE ATMs.
Appalachian Community Federal Credit Union is the choice for you!

Recognized Banner

CDFI Circular Logo 
Awarded $916,905 for 2017
for our focus on helping
people mainstream financial
institutions often overlook. 

Louise Herring Logo 
Overall national winner of
2016 award for program that
helps people "stairstep" their
way to financial health.

Next Award Logo 
Awarded $300,000 to install
"virtual teller machines" in
three underserved rural areas.


Start your membership here!


The latest in financial technology

We make it easy to conduct your financial business from anywhere, and those are great reasons to BECOME A MEMBER today. But as Norton's Socially Responsible Financial Cooperative, ACFCU is about more than just great products and the latest in financial technology...

Our mission to serve has made us a national award-winner several times over! Walking the Walk
One of those awards has helped us help dozens of families become homeowners! Project Reinvest: Am I Eligible?


Where Your Money Moves Mountains


DPA Wooten thumbnail
  Johnson Citians David and Kathleen Moore learned about the ACFCU difference, and they became members! They know their savings      and deposits, along with their checking and lending activity, help ACFCU provide financial coaching, downpayment assistance and more  services to people many other financial institutions aren't as committed to serving.
DPA Wooten thumbnail
 The Wootens are 1 of dozens of families that have received $10,500
 in downpayment assistance from ACFCU's Project Reinvest.


We treat you right. We're here to help.

ACFCU welcomes all people. Whatever your need. Whatever your background. Whatever your circumstance. Join today!


Dan Jenkins uses us for everything: checking, savings, loans.
Why? Branch manager Lyndsi McCurry and her staff treat him right
and help him solve any challenges he faces.

Don't wait: Become a member today and see how we can help
your money move mountains!

Start your membership here!

Benefits of Membership

  • FREE Checking and other great services
  • Online and mobile products
  • Outstanding loan rates
  • Customer Service from a real person
  • Access to over 85,000 surcharge FREE ATMs
  • Numerous locations in the area to better serve you
  • Toll free phone number to easily connect when you need it

Hours of Operation

Monday - Thursday- 8:30 am - 5:00 pm

Friday - 8:30 am - 5:30 pm

Saturday - Closed

Sunday - Closed




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